Credit Evaluation
Our expert analysts will evaluate your current credit position to determine if you are a good candidate for our program!
Set A Goal
Next, we set a goal and make a plan to work on your behalf to challenge all inaccurate, misleading, and obsolete information on your credit reports.
Get Educated
We’ll provide education to help you better understand how credit works so you can continue to build a lifestyle of good credit practices.
About Us
At My Credit Healer, we are committed to every client with honesty and integrity. We are dedicated to educating every client in the areas of personal credit, by bringing awareness to the truth of their credit rights.
How Our Credit Repair And Restoration Works
We work on your behalf to challenge inaccurate and unverifiable accounts in your credit files while educating you to understand how adding positive credit tradelines may increase your overall score and worthiness to potential lenders. While there are no guarantees, our approach is designed to help you achieve maximum results.
Review Your Credit Profile
We will analyze your detailed credit report. We will be looking for negative items like collections, charge-offs, tax liens, repossessions, judgments, and late payments.
Write to Your Creditors
Sending correspondence directly to your creditors is the next step. The letters are usually sent by certified mail and will include line items such as disputes, appeals, validation requests, and goodwill intervention.
Write to Your Credit Agencies
Additional correspondence is sent to the 3 credit reporting agencies (Transunion, Equifax, and Experian) for immediate updates, deletions, and/or corrections.
Work with Third Parties
To protect the integrity of our client’s relationships we partner with a third-party compliance agency (Credzu).
Unlimited Challenges
You can log in to our client portal and check your progress report, which will show you what has been removed and which items remain.
Watch the Progress
Obtaining a credit increase or new credit card may help you achieve higher scores as you maintain low balances.
Interested In Starting Your Credit Repair Journey?
What Our Clients Are Saying!
Shyla is Amazing! She very informative, she take her time to make sure you understands the ins and outs of your credit. Shyla has helped me and my family tremendously and i suggest give her and her team a call today.